This week I have the opportunity to sit in on a civic luncheon. Over my career, I have had this opportunity on several occasions with different civic organizations. A couple of those occasions, I was the main speaker for the luncheon. However, on this day, I was a mere observer.
The speaker was introduced and I was quite intrigued by the very nature of his presence. I always find it interesting when a member of a political party is there to provide information. I was impressed that this man had said that he was going to be bipartisan as possible, but like any politician, he was one sided on many of his points and you could see his party affiliation. Now I do not find this offensive, but as I said earlier, it is intriguing.
You ask, what was the topic of his speech? Well, it was on the health mandate.
At one point in his speech, he spoke about today’s youth and their unwillingness to obtain health insurance. What I was quickly learning is that he was using his business experience to speak about how the youth of today are refusing to purchase health insurance. He labeled it as ‘bullet proof mentality’. He spoke about how the youth feel at the age of 25, and their attitude of “well, I won’t get sick, I am invincible.”
As he moved to the question time of his speech, a participant asked what type of research do you have to back up the point of the youth feel they are invincible? He expanded on his business experience and when he is there presenting insurance options and how the youth decline coverage.
What I was quickly learning about this believe, it was based on assumptions. Why would someone use generalities to describe an important topic? Why wouldn’t there be research conducted to determine why the youth of today are declining insurance.
Let us assume we are an employer and we are having our insurance employment meeting for our recently hired individuals. When the discussion of insurance is raised, one newbie asks, “In ninety (90) days, when I am eligible for coverage, how much is the insurance going to cost?”
In response to this young man’s question, you advise him that coverage is $540.00 a month which the company does not provide.
As this newbie looks down, the room is quiet. I would see where this politician would get the idea that the youth of today are declining insurance at an alarming rate.
But going one step further, let’s look at what is not occurring here. The young man looks down at the paperwork that he has been completing. As he reviews his salary, based on the discussion of the company, he is guaranteed a minimum of thirty (30) hours a week. At his rate of pay, $7.10 an hour, he starts to review the costs of insurance verses the cost of living.
So this young man is going to make $213.00 a week (gross). So within a month, he is going to make $852.00. Now he was told that his insurance is $540.00 a month, which is quite reasonable, compared to some programs. But he still must pay for his living expenses.
If this individual chose to go with the companies insurance plan, he would have a minimum of $312 .00 a month for living expenses, food and transportation.
So is congress actually looking at this correctly? Have they done studies to determine why individuals are declining insurance benefits?
Now, I do not propose that we should have socialized medicine, but I do believe that we need to do something to reduce the medical costs.
What I do know is that our elected leaders are not looking at the situation with the right lens. I use the metaphor of a lens, because if you need to examine something more closely, you must magnify the problem so you may actually see what is going on with the issue.
I do not believe that anyone who is elected has really looked at the situation from a different angle. So what do we do? Where do we go?
I guess that is why individuals must be involved in the political process. This hap-hazard attitude that we voters currently have is creating a dysfunctional government that is based on assumptions, possibilities and corporate information. All of those things are not providing the true picture of the situation or problem resolution.
What do I propose? Quite frankly, get off your duff, pay attention and seek the proper information and communicate that information with your electorate. Because both sides of the health issue lacks several things. First and foremost, appropriate research, second some corporate greed, third some litigation, and a lack of personal responsibility (on everyone’s part).